Credit Union Christmas Clubs
IMPORTANT NOTICE

The Credit Union is now accepting opening deposits and/or payroll deduction requests for 2009 Christmas Clubs. 2008 club checks will be deposited directly to your share account at the Credit Union on November 3, 2008.

The first payroll deduction for 2009 Christmas Clubs will be on November 2, 2008. In order to sign up for a deduction or to increase your present deduction in time for the first payment, signed payroll deduction cards must be received in the Credit Union on October 31, 2008. If you do not meet that deadline your first payment will start the following pay. If you already have a Christmas Club payroll deduction, and wish it to continue unchanged, you need do nothing, as this will occur automatically.

Credit Union Christmas Clubs pay the same rates as regular shares, day of deposit to day of maturity. Convenient payroll deduction eliminates waiting in long bank lines to make payments, and ensures that every payment is made.

Early withdrawal of Christmas Club funds is subject to forfeiture of all interest earned. Don't wait! Plan for Christmas 2009 now! Call or stop in the Credit Union office to arrange for your payroll deduction now.

No payroll changes will be accepted for Christmas Club accounts after November 26, 2008.

Credit Union office hours are 10:00 AM to 4:30 PM daily.

R/D 02/04/08

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