Terms and Conditions

Welcome to the Rohm and Haas Employees Federal Credit Union ("RHCU") website. We are striving to make our website informative and useful, and would appreciate your feedback on how we can make it even better. In return for access to the information we have provided, we require that you abide by the legal terms and conditions stated below. Please read these terms and conditions carefully, because by using the Rohm and Haas Federal Credit Union website, you are acknowledging and agreeing to them. If you do not agree with these terms and conditions, you may not use this site.

Copyright Information

Copyright ©2004 Rohm and Haas Employees Federal Credit Union Company.
All rights reserved.

All of the contents of the Rohm and Haas Employees Federal Credit Union website are protected from copying and simulation under U.S. and international copyright laws and treaties. Any unauthorized copying, alteration, distribution, transmission, performance, display, or other unauthorized use of this material is prohibited.

Trademark Information

All names, logos, trademarks or service marks contained in this website are owned or licensed by Rohm and Haas Employees Federal Credit Union and may not be used without Rohm and Haas Employees Federal Credit Union' prior written approval. The trademarks of Rohm and Haas Employees Federal Credit Union belong exclusively to Rohm and Haas Employees Federal Credit Union or its licensors and are protected by U. S. and international trademark laws and treaties.

Limited License To Use Materials

Rohm and Haas Employees Federal Credit Union grants you the right to display and reproduce material on this website for your personal use only, provided that:

  1. the material is used for educational or informational purposes only and is not sold or distributed for commercial gain, and
  2. the copyright information listed above appears on every copy of the material and any portion thereof.

Except as noted above, no right or license is granted under any copyright, patent, or trademark of Rohm and Haas Employees Federal Credit Union to any other party.

Rohm and Haas Employees Federal Credit Union provides the information on this website free of charge, subject to these terms and conditions. While Rohm and Haas Employees Federal Credit Union makes reasonable efforts to ensure the information is accurate and up-to-date, Rohm and Haas Employees Federal Credit Union makes no warranties or representations, express or implied, as to the accuracy, completeness, or any other aspect of the information on this website and assumes no liability in connection with any use of this information. THIS WEBSITE, AND ALL INFORMATION AND MATERIALS CONTAINED HEREIN, ARE PROVIDED TO YOU "AS IS" AND WITHOUT ANY WARRANTY OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT.

Limitation of Liability

NEITHER ROHM AND HAAS NOR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS WEBSITE WILL BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR ACCESS TO AND USE OF THIS WEBSITE, OR YOUR INABILITY TO ACCESS AND USE THIS WEBSITE, OR FROM DOWNLOADING ANY MATERIAL CONTAINED ON THIS SITE. NOR WILL ANY SUCH PARTY BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES OF ANY KIND WHICH MAY ARISE, DIRECTLY, OR INDIRECTLY FROM YOUR USE OF, OR INABILITY TO USE, THIS SITE, INCLUDING BUT NOT LIMITED TO, ANYTHING CAUSED BY: A) INCOMPLETE OR INACCURATE INFORMATION; B) COMPUTER VIRUSES; C) SOFTWARE BUGS; D) HUMAN ACTION OR INACTION; E) ANY COMPUTER SYSTEM, PHONE LINE, HARDWARE, SOFTWARE OR PROGRAM MALFUNCTIONS; OR F) ANY OTHER ERRORS, FAILURE OR DELAYS IN COMPUTER TRANSMISSION OR NETWORK CONNECTIONS.

Submission of Materials

All comments, suggestions, ideas, graphics, or other information that you transmit to Rohm and Haas Employees Federal Credit Union through this website become and will remain Rohm and Haas Employees Federal Credit Union' property and may be used by Rohm and Haas Employees Federal Credit Union anywhere, anytime and for any reason whatsoever. Any materials or information submitted to Rohm and Haas Employees Federal Credit Union will be treated as non-confidential and non-proprietary, and Rohm and Haas Employees Federal Credit Union will not have any obligation to use or evaluate any information it receives from you. In addition, Rohm and Haas Employees Federal Credit Union will not be under any obligation to respond in any way or reveal to you any information about Rohm and Haas Employees Federal Credit Union. Rohm and Haas Employees Federal Credit Union will not have to pay you or anyone else for using any ideas or other materials that you may transmit to Rohm and Haas Employees Federal Credit Union in connection with the use of this website. You should rely solely on your rights under the patent, trademark, and copyright laws. The receipt or consideration of your information by Rohm and Haas Employees Federal Credit Union shall in no way impair Rohm and Haas Employees Federal Credit Union' right to contest the validity of your patent, trademark, or copyright.

Of course, you are not to transmit to this website any material which is unlawful, threatening, violent, abusive, harassing, degrading, defamatory, libelous, deceptive; fraudulent, or which may give rise to civil or criminal liability, infringe a third party’s intellectual property rights, or otherwise violate any law or regulation. Even though Rohm and Haas Employees Federal Credit Union may monitor and review transmissions, we assume no responsibility or liability which may arise from the content thereof, including - but not limited to - claims for defamation, libel, slander, obscenity, pornography, profanity or misrepresentation.

Hyperlinks and Frames

This website may include hyperlinks to other independent websites. Rohm and Haas Employees Federal Credit Union is not responsible for the content posted on these independent websites and does not endorse or approve any products or information offered at these websites. Rohm and Haas Employees Federal Credit Union may permit links to its website, as long as they do not imply endorsement, sponsorship or affiliation. We do require, however, that you get our prior written consent before creating any kind of hyperlink to this website. You may frame this website only with the prior written consent of Rohm and Haas Employees Federal Credit Union.

Use of Site; Compliance With Local Laws

Unless otherwise specified, the material on this website is intended to provide information about Rohm and Haas Employees Federal Credit Union and its products. Rohm and Haas Employees Federal Credit Union controls and operates its website from the Company's headquarters in Philadelphia, Pennsylvania, U.S.A. We do not imply that the materials published on Rohm and Haas Employees Federal Credit Union' website are designed or appropriate for use outside of the United States. If you access our website from outside of the United States, please be aware you are responsible for compliance with any applicable local laws. To the extent any applicable local laws prohibit your viewing and use of this website, you may not view or use this website.

Jurisdiction, Choice of Law and Forum

These terms and conditions and your use of this website shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, U.S.A., excluding its conflicts of law rules. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these terms and conditions or your use of this website shall be the state or federal courts located in Philadelphia, Pennsylvania, U.S.A., and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

Severability and Integration

These terms and conditions constitute the entire agreement between you and Rohm and Haas Employees Federal Credit Union with respect to this website. If any part of these terms and conditions is held to be invalid or unenforceable, the remaining parts shall remain in full force and effect.

Revisions and Consents

Rohm and Haas Employees Federal Credit Union reserves the right to revise this legal information at any time and for any reason. We also reserve the right to make changes at any time, without notice or obligation, to any of the information contained on this website. By entering this website, you acknowledge and agree that you shall be bound by any such revisions. Accordingly, you should periodically visit this page to review these terms and conditions.

Requests for Rohm and Haas Employees Federal Credit Union consents or approvals required under these terms and conditions should be directed to contacts@rhcu or the Rohm and Haas Employees Federal Credit Union Employees Federal Credit Union, 100 Independence Mall West, Philadelphia, PA 19106.